DANIE DELPORT |
Firm |
Geonet Consulting |
Suburb |
Lyttelton |
Address |
1038 Clifton Avenue, Lyttelton, 0157 |
GPS |
-25.850223, 28.205958 |
FSP Licence |
2409 |
Languages |
English, Afrikaans (in order of proficiency) |
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This email address is being protected from spambots. You need JavaScript enabled to view it. |
Tel |
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Cel |
0824185552 |
Website |
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Qualifications |
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B.Com (Hons) Business Management |
This email address is being protected from spambots. You need JavaScript enabled to view it.
SERVICES |
Retirement |
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Investments |
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Estate Planning |
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Life and Disability |
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Business Assurance |
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Offshore Investment |
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Group Schemes |
FOCUS
My services: - Financial Planning - Estate Planning - Investment Planning - Retirement Planning - Business Succession Planning
COMPANIES REPRESENTED |
OTHER COMPANIES REPRESENTED
Companies through which more than 30% of income is derived:
Liberty
EXPERIENCE |
I've worked at the follwing Financial Services Institutions
Liberty Life
Barclays Africa
Standard Bank
SA Reserve Bank
ABOUT FIRM |
As management of Geonet Consulting we strongly believe that Financial wellness starts with by having a Financial Plan, that is why our skilled advisory team is accredited as well as registered with the Financial Services Board.
They strive to deliver solutions based on the needs of our clients, delivered within the legislative framework of the South African Financial services industry and with the full support and .product range of Liberty and Stanlib.
Structure and support is important and this foundation is created with the assistance of the experienced members of our administrative team, we believe in running a tight ship and audits on a regular basis failed to prove otherwise.
We proud ourselves that as a team we have industry experience of more than a hundred years, backed by a wide range of products that covers the protection and creation of wealth for our individual, business and corporate clients. Be assured whether its service on an Individual or Corporate level, we strive to do our best.
BUSINESS PRACTICES |
Minimum Levels of Premium/Investment accepted |
Lump Sum: R150000.00 |
Remuneration |
Commission only |
Legal structure of employer |
(Pty) Ltd company |
Number of staff |
21 - 50 |
Indemnity insurance |
Insurance: no |
LATEST NEWS AND VIEWS |
As a Liberty Life Financial Advisor, I help clients to pursue and obtain their financial goals and needs so that they have more Peace of Mind to protect their future and that of their loved ones.
My passion is to show clients how to use Financial Planning Solutions to protect, accumulate, preserve, and distribute their wealth!
Contact me if you:
- want information or advice on how to ensure that you and your family are protected against all odds in life.
- wants to ensure you have enough money to live comfortably at retirement.
- are looking for financial solutions to accumulate and preserve your wealth.
- want to protect and secure your income.
- want personalised strategies to all of your Wealth Planning needs.
Firm | Sanlam Financial Advisor |
Suburb | Hartbeespoort |
Address | 19 Malan Street, Schoemansville, Hartbeespoort, 0126 See Map |
GPS | -25.725676, 27.873209 |
FSP Licence | FSP 2579 |
Languages | English, Afrikaans (in order of proficiency) |
Tel | 0122530093 |
Cel | 0798821655 |
Qualifications | |
- Professional Accountant (SA)
- National Diploma - Internal Auditing
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Retirement | |
Investments | |
Estate Planning | |
Life and Disability | |
Medical schemes | |
Short-term insurance | |
Business Assurance | |
Group Schemes |
FOCUS
Life & disability assurance and tax planning.OTHER SERVICES
Personal Tax Planning.
Corporate Tax planning.
Personal Income Tax.
OTHER COMPANIES REPRESENTED
Companies through which more than 30% of income is derived:
Sanlam
- 14 years Financial Industry experience.
- 4 years experience as Financial Manager of award winning KFC franchisee group of restaurants.
Luke Swart is a Financial Advisor working for Sanlam. Luke spesialises in life and disability cover including income protection. Luke is also a qualified Professional Accountant (SA) with several years experience in tax and financial management. Luke served as Financial Manager to the award winning Van Eeden Kitskos (Pty) Ltd group which was voted YUM! brand's KFC African franchisee of the year in 2011.
Minimum Levels of Premium/Investment accepted | Lump Sum: R10000.00 Recurring monthly: R250.00 |
Remuneration | Fee and Commission |
Legal structure of employer | (Pty) Ltd company |
Number of staff | 2 |
Indemnity insurance | Insurance: no |
Mr. ARNO BURGER
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Firm |
FIDIUS |
Suburb |
Pretoria |
Address |
Boardwalk Business Park, Block D, Suite 2, Faerie Glen Pretoria |
GPS |
-25.795901, 28.32314 |
FSP Licence |
7384 |
Languages |
English; Afrikaans. (in order of proficiency) |
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Tel |
(012) 991 5201 |
Fax |
0866 773 342 |
Website |
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Qualifications |
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1. CFP® - Certified Financial Planner® |
Wmail Me: View Map:
SERVICES
Retirement |
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Investments |
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Estate Planning |
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Life and Disability |
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Business Assurance |
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Offshore Investment |
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Group Schemes |
FOCUS
Arno Burger CFP® Post Graduate in Financial Plannig. Specialising in Investment Strategies, Instruments and ideal blending of Investment Portfolio Structures
OTHER SERVICES
Estate Administration;Income tax Practitioners
COMPANIES REPRESENTED
OTHER COMPANIES REPRESENTED
ABSA Investment Management Services (AIMS), Momentum Wealth, Glacier, Galaxy and most other unit trusts/mutual fund managers.
EXPERIENCE
1. Arno BurgerCFP® is the managing member of FIDIUS.
2. He is a postgraduate in financial planning through the University of the Free State and participates in the management of FIDIUS the professional financial planning practice in Gauteng and the Free State since 1990.
3. ARNO BURGER was nominated finalist in the FPI & Personal Finance’s FINANCIAL PLANNER OF THE YEAR competition in 2007.
4. FIDIUS, the Independent, Fee Based, Financial Planning Practice, was nominated finalist in the Celestis & FA News’s BEST PRACTICE OF THE YEAR AWARD in 2007.
Find comprehensive information at: www.fidius.co.za
1. The practice specializes in the fields of wealth creation and wealth preservation.
2. Strategic partnerships with portfolio management teams result in active portfolio management, in line with the specific needs of our clients.
3. We enable our clients to make informed decisions through advice based on experience, sound knowledge and in depth analysis of all available options.
4. This results in synchronized planning and portfolio management to optimize achievability of objectives of our clients.
5. We will lead you through the process of financial planning and take all relevant and material information into consideration before we advise you on your wealth creation, wealth preservation and wealth utilization needs.
6. Our well trained and qualified team of financial planners and financial planning administrators are backed up by a state of the art electronic administration system.
FIDIUS – Make your Financial and Investment Decisions, Through Integrity and Unsurpassed Service.
Find comprehensive information at: www.fidius.co.za
BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted |
Lump Sum: R500000.00 |
Remuneration |
Fee only |
Legal structure of employer |
Close Corporation (cc) |
Number of staff |
6 - 10 |
Indemnity insurance |
Insurance: yes |
LATEST NEWS AND VIEWS
Our opinion on fee vs commission:
FIDIUS is a fee based financial planning practice. We thus distance ourselves from commission driven sales of insurance products without necessarily rendering a service relevant to the remuneration. We focus on client needs, analysis, writen advice, implementation, monitoring and only charge a fee relevant to a service rendered.
It is our opinion that professionalism and objectivity to the benefit of a client may be lost if the remuneration or fees will only be earned through commissions if a product is sold. Many clients need advice or restructuring of current asstes only which we can provide without having to force sell a product to earn income for services rendered.
Therefore we offer our services on a fee basis to our clients whilst they have the choice of paying us directly or via a fee account. The fee account is credited to the benefit of the client with any commissions that may be transferred to us with the full consent and knowledge of our clients.
Fees are always quoted in advance and our fee structure is discussed and agreed upon during your first complementary consultation.
Find comprehensive information at: www.fidius.co.za
Mr. ANTONY BRADY
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Firm |
Brady Financial Planning |
Suburb |
Cresta |
Address |
UNIT 1, Stonecrest, Republic Road, Cresta, Johannesburg, 2194 |
GPS |
-26.11278, 27.95738 |
FSP Licence |
13572 |
Languages |
English, Afrikaans (in order of proficiency) |
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Tel |
0833733265 |
Cel |
0833733265 |
Fax |
0866116173 |
Website |
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Qualifications |
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- PFM-Unisa (Distinction) |
Email Me: View Map:
SERVICES
Retirement |
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Investments |
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Estate Planning |
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Life and Disability |
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Medical schemes |
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Short-term insurance |
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Business Assurance |
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Offshore Investment |
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Group Schemes |
FOCUS
Holistic, pro-active Financial Planning - specialising in helping you achieve your investment goals.
OTHER SERVICES
Gap Cover
COMPANIES REPRESENTED
OTHER COMPANIES REPRESENTED
Prudential
Companies through which more than 30% of income is derived:
Allan Gray
EXPERIENCE
Have been studying investments since school. Worked for SCMB (Standard Bank) and overseas. Always updating my knowledge on investment trends. My friends and family are highly respected Financial Analysts /traders and my clients are able to benefit from these extra resources. Prospective clients are welcome to contact existing clients for feedback on service levels and performance. I represent Gauteng Provincial tennis and compete in tournaments, I also run half marathons. Recently won a CNBC competition for predicting exchange rate movement. Contribute to various financial publication articles such as Finweek and FM.
I am an Independent Financial Planner and member of the internationally recognized Financial Planning Institute, which means that I have to adhere to a strict code of ethics and am obliged to comply with a high level of ongoing education to maintain my membership.
June 2017
During this low growth and recessionary period, try to pay off your debt! The interest on your debt is most likely higher than any growth on a traditional savings plan in a recessionary environment, so paying off your debt and saving that interest is the most appropriate strategy.
List your debts from the highest to the lowest interest rates (factor in charges) and channel any extra income into the most expensive debt first.
Invest as much as possible into retirement funds – which is the best investment you can make as you can invest with pre-tax money, so you save the money you would have paid on tax, effectively guaranteeing a better growth rate. You can invest up to 27.5% of your pre-tax income up to R350 000 in retirement funds and benefit from paying lower tax.
Look at tax-free savings accounts, where you can invest up to R33 000 a year in a tax-free account, up to a lifetime maximum of R500 000.
BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted |
Lump Sum: R5000.00 |
Remuneration |
Fee OR commission |
Legal structure of employer |
unknown |
Number of staff |
1 |
Indemnity insurance |
Insurance: yes |
LATEST NEWS AND VIEWS
August 15th update (some points made by Coronations's head of developed market equities, Louis Stassen.)
Your view on the rand should not drive your decision to invest offshore,” If you are investing offshore you should rather be thinking about your long-term strategy in terms of diversification and portfolio optimisation.”
It is incredibly difficult even for the most informed economists to correctly predict where the rand will go. For the average investor, it is impossible.
Therefore short-term movements in the currency should never inform the decision on whether to invest offshore.
Going offshore allows investors to diversify and not have all “your eggs in one basket!” This ensures that they are not overly exposed to any single risk (political, currency, commodity etc).
Because we don’t know what’s going to happen, portfolios need to be as robust as possible. That doesn’t mean that funds will always go up, but that they won’t suffer any major losses.
Being exposed to different countries, different currencies, and different markets is simply good risk management. For investors living in a relatively small economy like South Africa, this is particularly important.
On a purchasing power parity basis, South Africa contributes less than 1% to world GDP. The JSE represents only around 1% of the total market capitalisation of all the world’s stock exchanges.
The MSCI World Index has 2 500 constituents. The FTSE/JSE All Share Index has only 160.
By only investing locally, investors are therefore significantly limiting their opportunity set and concentrating their risk.
If you are in such a small part of the world, why would you keep most of your money here, especially since exchange controls have been loosened. That’s not to say that everything outside is good or better, but there is so much more opportunity.
August 1 2016
With the assistance of your Financial Planner, review your holding of JSE Top 40 stocks with above-average P/E’s .
June 2016
There will be volatility around the “Brexit” vote; volatility generally means opportunity for longer-term investors.
"The time of maximum pessimism is the best time to buy and the time of maximum optimism is the best time to sell.” - John Templeton (Net Worth $20 Billion)
November 2015
As with Investment Markets, "there is always this to be said for politics: it is never static. If the good times do not last, neither do the bad. Like Nature, it follows a perpetual cycle of growth and decay, and no statesman, however cunning, is immune to this process"
October 2015 update
Exchange Traded Funds: Recent figures show that even among passive funds there has been a big divergence in performance. Certain strategies or mandates have stood up well in the market conditions (increased volatility) and others have struggled.
This doesn’t necessarily show that some strategies are better or worse than others. It is rather an indication of how they perform during a period in the cycle.
This is important for investors in index funds, as it shows how these funds can sometimes show a low correlation to the market and each other. It is therefore vital to understand the strategies behind the indices they are tracking and how these respond to different conditions. Make sure you have appropriate exposure to reach your individual goals!
2015 update
On US interest rates:
‘This is my forecast for rates and I know I'm going to be right, so pay close attention, okay? Rates are going to go up sooner or later than you think and differently than you think, and someone is going to be surprised’
- Jamie Dimon, CEO JP Morgan
“A huge mistake that many of us make is to work hard our entire life for money and not require money to work for us in return.”
Europe has become 30% more competitive to USA due to currency devaluation!
2014 update:
Lower return expectations in respect of all asset classes Local market is expensive, stick to long –term strategy Negative psychology that isn't based on the fundamentals creates opportunity for long-term investors! “The last several years have provided an unusually clear opportunity to witness the swing of the pendulum and how consistently most people do the wrong thing at the wrong time. When things are going well and prices are high, investors rush to buy, forgetting all prudence. Then, when there’s chaos all around and assets are on the bargain counter, they lose all willingness to bear risk and rush to sell. And it will ever be so” Howard Marks (2011)
Although the Rand has depreciated significantly this year, the exchange rate remains vulnerable in the longer term to weaker commodity prices, a reduction of foreign investment inflows and the social risk stemming from the disconcertingly high unemployment rate among South Africa’s many young people. If you have not reviewed your offshore asset allocation make sure you do have the appropriate exposure. Monitor and review your budget as this will help you achieve your financial goals.
According to Russel Lamberti, Stats SA’s ‘official’ CPI inflation rate understates what’s really going on! A Wimpy burger and chips cost 35 cents in 1972 and now costs R39. The Wimpy price has gone up 11000% but Stats SA official CPI inflation rate has gone up about 5000%.
MEMBER SINCE | 2005 |
Firm | Round Square Financial Services |
Suburb | Allensnek |
Address | 22 Kudu St, Allensnek, Roodepoort, 1737 See Map |
GPS | -23.82194, 30.162878 |
FSP Licence | 703 |
Languages | English Afrikaans (in order of proficiency) |
Tel | 0114754503 |
Cel | 0848369611 |
Fax | 0867593112 |
Website | www.osquare.co.za |
Qualifications | |
Certificate in Estate Agency |
Retirement | |
Investments | |
Estate Planning | |
Life and Disability | |
Medical schemes | |
Short-term insurance | |
Business Assurance | |
Offshore Investment | |
Group Schemes |
FOCUS
Ensuring that my clients portfolio is maximized for tax and estate duty purposesOTHER SERVICES
We also offer. Tax, Accounting, HR, Branding and in-house solutions
I have been with Telkom for 17 years where I spent my last 7 years consulting to Senior Management on Finance Management. In 2002, I joined Old Mutual as an Financial Advisor. In 2003 I was appointed as Sales Manager. I am accredited through Old Mutual to give specialzed service to my clients. Awards recieved was the Beginners Prize 2002, Area Manager Award 2002, Achievement Award 2003, Special Award 2003 (Chairman's Prize), Qualifiying for Member, Bronze and Silver in Club 51 within 12-18 months. I enjoy playing Golf and Cycling. Currently I am with Round Square Financial Services where we offer so much more. Insurance solutions, HR, Accounting and Tax Solutions.
Minimum Levels of Premium/Investment accepted | Lump Sum: R20000.00 Recurring monthly: R500.00 |
Remuneration | Commission only |
Legal structure of employer | (Pty) Ltd company |
Number of staff | > 50 |
Indemnity insurance | Insurance: yes Value: R5000000.00 |
ADRIAN BUTCHER
Firm |
Discovery |
Suburb |
Gauteng |
Address |
155 West Street, Sandton, 2031 |
GPS |
-, |
FSP Licence |
18147 |
Languages |
English, Afrikaans (in order of proficiency) |
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This email address is being protected from spambots. You need JavaScript enabled to view it. |
Tel |
0113937919 |
Cel |
0718709773 |
Qualifications |
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NQF level 5 |
This email address is being protected from spambots. You need JavaScript enabled to view it.: View Map:
SERVICES
Retirement |
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Investments |
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Estate Planning |
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Life and Disability |
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Medical schemes |
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Short-term insurance |
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Business Assurance |
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Offshore Investment |
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Group Schemes |
FOCUS
Financial Advisor specialising in business assurance, retirement planning and investments. Giving advise on all Discovery products
OTHER SERVICES
Trusts, Accounting and tax
COMPANIES REPRESENTED
OTHER COMPANIES REPRESENTED
EXPERIENCE
Started my career as a Financial Advisor at Standard Bank in 2007 before I joined Discovery in 2009.
I am passionate about the Financial services industry and the diffrence I get to make in my client's lifes on a daily basis.
I achieved gold and platinum status as a Discovery Financial Advisor.
5 Reasons why you should choose Discovery Life:
· the most comprehensive cover in the market
· upfront and ongoing discount for healthy living and driving well
· only life insurer to reward you throughout your policy term even if you claim
· cover that automatically adapts your benefits according to your changing needs
· we have an exemplary claims record
Discovery Life - Intelligent Insurance for life
BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted |
Lump Sum: R100000.00 |
Remuneration |
Fee and Commission |
Legal structure of employer |
unknown |
Number of staff |
6 - 10 |
Indemnity insurance |
Insurance: yes |
Mnr ANTON PHILIP DE WET
MEMBER SINCE |
2004 |
Firm |
Brokers Incorporated Gauteng |
Suburb |
Monument Park |
Address |
14 Piet My Vrou street, Monument Park, Pretoria, 0181 |
GPS |
-25.798268, 28.227224 |
FSP Licence |
15313 |
Languages |
not specified |
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This email address is being protected from spambots. You need JavaScript enabled to view it. |
Tel |
347 9432 |
Cel |
082 856 9668 |
Fax |
347 9421 |
Website |
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Qualifications |
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National Diploma in Marketing |
This email address is being protected from spambots. You need JavaScript enabled to view it. Map:
SERVICES
Retirement |
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Investments |
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Estate Planning |
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Life and Disability |
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Medical schemes |
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Short-term insurance |
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Business Assurance |
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Offshore Investment |
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Group Schemes |
FOCUS
All round financial planning for clients in the Free State and Gauteng
COMPANIES REPRESENTED
OTHER COMPANIES REPRESENTED
MCubed
PIC
Companies through which more than 30% of income is derived:
Metropolitan
EXPERIENCE
10 years as a Senior Financial Advisor for Sanlam.
2 Years as an Independent Broker.
I like to LIve, Learn, and Leave a Legacy.
BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted |
Lump Sum: R1000.00 |
Remuneration |
Commission only |
Legal structure of employer |
(Pty) Ltd company |
Number of staff |
6 - 10 |
Indemnity insurance |
Insurance: yes |
TELANI JANSEN VAN RENSBURG
Firm |
HerefordGroup |
Suburb |
Monumentpark |
Address |
Fountain Square, 78 Kalkoen Street, Monumentpark, 0181 |
GPS |
-25.804962, 28.225550 |
FSP Licence |
8000100021041 |
Languages |
English, Afrikaans (in order of proficiency) |
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This email address is being protected from spambots. You need JavaScript enabled to view it. |
Tel |
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Cel |
0848137312 |
Website |
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Qualifications |
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SERVICES
Retirement |
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Investments |
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Estate Planning |
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Life and Disability |
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Short-term insurance |
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Business Assurance |
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Offshore Investment |
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Group Schemes |
FOCUS
Creating a comprehensive financial planning strategy. Doing a complete financial needs analysis. Providing expert advice on investments. Assisting with Will
OTHER SERVICES
Creating a comprehensive Financial Planning Strategy. Doing a complete Financial Needs Analysis.
COMPANIES REPRESENTED
OTHER COMPANIES REPRESENTED
Stanlib
Companies through which more than 30% of income is derived:
Liberty
ABOUT FIRM
Hereford Pretoria is a unique financial planning team, accredited with the Liberty Group
BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted |
Lump Sum: R0.00 |
Remuneration |
Commission only |
Legal structure of employer |
unknown |
Number of staff |
11 - 20 |
Indemnity insurance |
Insurance: no |
LATEST NEWS AND VIEWS
To provide our clients with the financial acumen and means to manage their own financial present in such a way that their financial futures are secure in any event.
BEN-JEANNE VILJOEN
Firm |
Sanlam |
Suburb |
Pretoria |
Address |
C/O Alkantrant & Sanlam Street, Lynwood, Pretoria, 0081 |
GPS |
-25.766158, 28.283386 |
FSP Licence |
1998/021121/06 |
Languages |
English, Afrikaans (in order of proficiency) |
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This email address is being protected from spambots. You need JavaScript enabled to view it. |
Tel |
0873648403 |
Cel |
0825690850 |
Fax |
0866067830 |
Qualifications |
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BCom MBM |
This email address is being protected from spambots. You need JavaScript enabled to view it. See Map:
SERVICES
Retirement |
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Investments |
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Estate Planning |
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Life and Disability |
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Medical schemes |
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Short-term insurance |
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Business Assurance |
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Offshore Investment |
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Group Schemes |
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FOCUS
BEN-JEANNE VILJOEN is authorized to give advice and provide intermediary services on the following products:
• Sanlam Life long-term • Retirement Planning • Investments • Estate Planning • Life and Disability Assurance • Medical schemes • Short term insurance • Business Assurance • Offshore Investments • Group Schemes
OTHER SERVICES
Director of Plexikitchens www.plexikitchens.co.za
COMPANIES REPRESENTED
OTHER COMPANIES REPRESENTED
EXPERIENCE
BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted |
Lump Sum: R50000.00 |
Remuneration |
Commission only |
Legal structure of employer |
(Pty) Ltd company |
Number of staff |
1 |
Indemnity insurance |
Insurance: no |
Mrs DEE SUNNY
MEMBER SINCE |
2005 |
Firm |
Borland Financial Services - FIRSTGLOBAL GROUP |
Suburb |
Head Office: Durban |
Address |
G54 Musgrave Park, 18 Musgrave Road, Berea, 4001 |
GPS |
-29.85264, 30.99953 |
FSP Licence |
843 |
Languages |
not specified |
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Tel |
031 - 202 9113 |
Fax |
031 - 201 8801 |
Website |
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Qualifications |
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This email address is being protected from spambots. You need JavaScript enabled to view it. See map:
SERVICES
Life and Disability |
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Medical schemes |
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FOCUS
Medical Schemes, Life & Disability
COMPANIES REPRESENTED
OTHER COMPANIES REPRESENTED
FMI, TSA, NIMAS
Companies through which more than 30% of income is derived:
Discovery Health and Momentum Health
EXPERIENCE
I have 15 years experience in Medical Schemes and Life & Disability products, both as an administrator and consultant.
I am currently the servicing consultant to a number of national corporate medical schemes with focus in the KwaZulu Natal and Gauteng regions.
I am a family woman and enjoy gym and outdoor pursuits and am also very involved in church activities.
OTHER LISTED MEMBERS OF THIS FIRM
BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted |
Lump Sum: not specified |
Remuneration |
Fee and Commission |
Legal structure of employer |
(Pty) Ltd company |
Number of staff |
6 - 10 |
Indemnity insurance |
Insurance: yes |